November 17, 2007

Wise Women’s Saturday Tips!

Filed under: Many Messages — Linda Fitzgerald @ 5:39 pm

Just a little time today to post some interesting info that may be helpful to you.  Whether it’s another anti-aging strategy or tidbit of information or short ’stuff’ for daily life - personal, professional and business! 

Found these on a small business site and although it all seems obvious, may be new news to some of you!

How many of us, if we’re a w-2 employee, ever take time to do the worksheet on the back of any IRS form.  I never did.  But it may pay off to check your W4 IRS form to see what you put as the total amount  of allowances.   It’s recommended that you go to the back of the form and complete the worksheet. After completing the worksheet, make any necessary adjustments on the front.  Turn it back into your employer, and you may get more money back in your paycheck … more money to grow your business or reduce your debt.  This is particularly good advice for those who are still working for someone else while in the start-up mode of new business.  What a hassle it can be to do both at the same time, but well worth it once your sole venture is making enough profit for you to quit the workforce and work totally for yourself!

When business is growing, but not enough to hire additional help, consider using an intern! Many times, college students are looking for opportunities to grow their skills and put newfound knowledge to work - all at no cost to you.  One area where college interns are especially helpful is when you need a ‘geek’!  Computer technology students who are well-versed in web design and development can be invaluable to you for little or no cost!

Finally, the old adage in business is never use your own money!  When ever possible, use someone else’s money. If you need equipment, furniture, tech ’stuff’, consider leasing.  Leasing saves cash flow and lease payments are tax deductible to the extend allowed by law.

And another interesting tidbit I found relates to staying young and healthy by reducing the number of and damage done by free radicals (those pesky messy molecules floating in the body as a result of oxidation - the normal cellular processes of our bodies).  Did you know that recent research proves that jam contains up to 50% more anti-oxidants than fresh berries.  Try putting some in plain or vanilla yogurt. 

And speaking of yogurt!  When in Europe for the first time in the early 90’s, I found I had difficulty with the milk served in some of the countries.  One morning in Germany, I poured cereal and searched for an alternative.  There was a bowl of creamy strawberry yogurt nearby, so I loaded my cereal with the stuff and it was delicious!  Back in the states, I’ve continued the practice of adding yogurt to raisin bran with just enough skim milk to make it creamy.  I like Dannon’s eight-pack of strawberry and strawberry-banana.  Look for the one that has only 7 grams of carbs/sugars because I can’t remember the name of the one I use.  I’ll check it out when I leave the office and post it here tomorrow.

 Try it - it’s delicious and healthy as well!

That’s all the tips and tidbits for today!

Have a wonderful evening with much love and considerable blessings!

small-copy-of-fitzgerald.jpg  Linda

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